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Why Some Countries Stay Poor: The Institutional Economics Answer
Geography, culture, colonial history, and bad luck have all been offered as explanations for why some countries remain poor. The most compelling answer from the last 30 years of development economics is simpler and harder to fix: institutions.
themoneyclause
Oct 254 min read
The Economics of Climate Change: Who Pays, Who Profits, and Who Gets Left Behind
Climate change is the largest market failure in human history. The people who created the least of it will pay the most for it. Here is the economic case for why this is happening and what it would actually take to change it.
themoneyclause
Oct 254 min read
India's Agriculture Crisis: When Feeding a Nation Doesn't Pay
Agriculture employs 44% of India's workforce but contributes only 15% of its GDP. That gap is not a statistic. It is the reason farmer distress, loan waivers, and rural poverty remain permanent features of Indian political economy.
themoneyclause
Oct 253 min read
How Central Banks Actually Work: The Most Powerful Institution Nobody Talks About
Central banks set the interest rates that shape your loan, your rent, and your job market. They can create money, they can crash currencies, and they answer to almost nobody. Here is how they actually work.
themoneyclause
Oct 254 min read
The Price of Being Poor: Why Poverty Is More Expensive Than You Think
Poverty isn't just a lack of money. It's a state that makes everything cost more, from borrowing to groceries to time itself. The economics of why being poor is expensive is one of the most important and least discussed ideas in development economics.
themoneyclause
Oct 254 min read
Can Cooperative Banking Save What Big Banks Won't?
Cooperative banks are owned by their members, answer to their communities, and have existed for over 150 years. In an era of financial exclusion, rising inequality, and distrust of large institutions, they're worth taking seriously again.
themoneyclause
Oct 193 min read
The Moneylender Is Still Winning
India has 500 million bank accounts, UPI, and a world-class digital payments stack. Rural moneylenders are still charging 36% annual interest and still winning. Here's why formal banking hasn't solved the credit gap it was supposed to.
themoneyclause
Oct 193 min read
India's Informal Economy: 90% of Workers, 0% of the Safety Net
Nine in ten Indian workers are employed informally. No contracts, no pensions, no healthcare, no protection when the economy turns. This isn't a gap in the system. It is the system.
themoneyclause
Oct 194 min read
Why Microfinance Didn't Fix Poverty
Microfinance was supposed to be the great equaliser. Small loans to small people, unlocking entrepreneurship at the bottom of the pyramid. Decades later, the evidence is more complicated, and more honest, than the original promise.
themoneyclause
Oct 193 min read


Hong Kong After Globalisation: What It Really Means for Young People
Hong Kong's youth unemployment sits at 6.8% while the city's economy grows at 2.5–3.5%. Behind the headline numbers is a structural story about a generation navigating de-risking, talent import schemes, and the end of the corporate ladder they were promised.
themoneyclause
Jun 124 min read


Vietnam’s Manufacturing Rise in the Global Economy
Vietnam's economy grew 8.09% in 2025, reaching a nominal GDP of $514 billion. Explore how Doi Moi reforms, foreign direct investment, and a network of 17 free trade agreements transformed Vietnam into one of the world's fastest-rising manufacturing powerhouses — and lifted millions out of poverty.
Apolline Dubois Nguyễn
Apr 63 min read


Are We Entering a New Age of Economic Nationalism?
From tariffs to industrial policy, economic nationalism is reshaping global trade. Explore why countries are turning inward, what this means for international supply chains, and whether protectionism is a path to prosperity or decline.
themoneyclause
Feb 224 min read


The Economics of Olympics
Hosting the Olympics promises prestige and economic growth — but does it deliver? Examine the real costs, infrastructure legacies, and long-term economic outcomes for host cities, and what policy lessons mega-events teach us.
themoneyclause
Jan 64 min read


The Economics of IPL
The IPL isn't just cricket — it's a multi-billion dollar business. Break down how franchises earn money, how the BCCI structures auctions, and why the IPL has become one of the most valuable sports leagues in the world.
themoneyclause
May 31, 20255 min read


The Billionaire Economy
Billionaires pay lower effective tax rates than the middle class — and it's completely legal. Explore how taxation works differently across income levels, why wealth compounds faster without interference, and what the debate around taxing the ultra-rich really means for the economy.
themoneyclause
Apr 10, 20256 min read


The Debt Trap: How Global Lending Institutions Shape the Fate of Developing Nations
IMF and World Bank loans come with strings attached — and for many developing nations, those strings become chains. Examine how global lending institutions shape economic policy, when debt becomes a trap, and what the data says about aid versus dependency.
themoneyclause
Mar 21, 20254 min read
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