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Defaults Beat Willpower: Behavioural Economics and India's Pension Gap
Automatic enrolment lifted one US company's plan participation from 37% to 86%. India's Atal Pension Yojana has 9 crore members and a pension fixed in rupees.
themoneyclause
4 hours ago6 min read
More Indian Women Are Working. The Harder Question Is What Kind of Work.
Women's labour force participation rose from 23.3% to 41.7% in six years. About two in three working women are now self-employed. What the data can't tell us.
themoneyclause
4 hours ago4 min read
Indian Households Hold About 28 Times as Much Gold as the RBI. What Would Make Them Sell?
Households may own 25,000 tonnes of gold against the RBI's 880. The government wants some recycled. Why gold stays put, and what could make it move.
themoneyclause
4 hours ago4 min read
India Received $118.7 Billion From Abroad in 2023-24. Who Sent It?
RBI's latest survey says advanced economies now send India more money than the Gulf does. Who sends it, where it lands and what it costs to move.
themoneyclause
4 hours ago5 min read
Free UPI Now Has a Price. Who Really Pays?
Since 15 October, merchants pay 0.4% on UPI payments above ₹2,000. Who really bears the cost, and what it means for the small shops UPI was built for.
themoneyclause
4 hours ago6 min read
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